Check Bank Open/Close Today, Tomorrow & Saturday Schedule
Are banks open today? As per the Reserve Bank of India (RBI) holiday calendar, commercial banks, public sector banks (including SBI, PNB, Bank of Baroda), and private lenders (HDFC, ICICI, Axis) observe scheduled closures on Sundays, the second and fourth Saturdays of every month, and gazetted national/state-specific festivals. Use our live checker below to verify status for your state.
Bank Holiday Today
LIVE STATUSRBI Saturday Rules • Gazetted Holidays • Weekend Offs
Saturday, 26 Sep 2026
BANKS ARE CLOSED
4th Saturday — Bank Holiday under RBI Mandate.
UPI, NetBanking, Mobile Apps, IMPS, RTGS, and ATMs remain operational 24/7 even when physical bank branches are closed.
Check Any Date
Check status for your selected state, working Saturdays, or national holidays.
Choose a date above to check banking status.
Upcoming Bank Holidays
Bank Holiday Today • Follows Reserve Bank of India (RBI) Negotiable Instruments Act • Real-time national & circle-specific regional closures.
Is Bank Open Today? (Real-Time State & Branch Status)
Whether you need to deposit cash, complete KYC verification, submit demand drafts, or resolve account issues in person, knowing whether bank branches are open today prevents wasted branch visits.
- Digital Banking: Available 24/7/365. UPI, IMPS, Net Banking, and Mobile Banking apps remain functional even on national bank holidays.
- NEFT & RTGS: Available round-the-clock (24×7) throughout the year, irrespective of state or national holidays.
- Cash Withdrawals: Automated Teller Machines (ATMs) and Cash Deposit Machines (CDMs) operate normally on bank holidays, subject to regular machine replenishment.
Second and Fourth Saturday Bank Holiday Rule
In 2015, the Reserve Bank of India, in coordination with the Indian Banks’ Association (IBA), implemented a standardized Saturday schedule for all Scheduled Commercial Banks:
- 1st, 3rd, and 5th Saturdays: Full working days. Banks operate under regular business hours.
- 2nd and 4th Saturdays: Official bank holidays nationwide.
- Sundays: Mandatory weekly closure for all banking institutions.
Upcoming Saturday Bank Closures
| Month | 2nd Saturday (Banks Closed) | 4th Saturday (Banks Closed) | 5th Saturday (Banks Open) |
|---|---|---|---|
| January | 2nd Saturday of Jan | 4th Saturday of Jan | If applicable (Working Day) |
| February | 2nd Saturday of Feb | 4th Saturday of Feb | — |
| March | 2nd Saturday of Mar | 4th Saturday of Mar | If applicable (Working Day) |
| April | 2nd Saturday of Apr | 4th Saturday of Apr | — |
| May | 2nd Saturday of May | 4th Saturday of May | If applicable (Working Day) |
| June | 2nd Saturday of Jun | 4th Saturday of Jun | — |
| July | 2nd Saturday of Jul | 4th Saturday of Jul | If applicable (Working Day) |
| August | 2nd Saturday of Aug | 4th Saturday of Aug | If applicable (Working Day) |
| September | 2nd Saturday of Sep | 4th Saturday of Sep | — |
| October | 2nd Saturday of Oct | 4th Saturday of Oct | If applicable (Working Day) |
| November | 2nd Saturday of Nov | 4th Saturday of Nov | — |
| December | 2nd Saturday of Dec | 4th Saturday of Dec | — |
State-Wise & Festival Bank Holiday List
Under Section 25 of the Negotiable Instruments Act, 1881, holidays fall into three major buckets:
- Holidays under the Negotiable Instruments Act: Mandatory bank branch closures recognized by the RBI.
- Real-Time Gross Settlement (RTGS) Holidays: Relevant only for institutional clearance windows.
- Banks’ Closing of Accounts: Annually observed on April 1st, where customer-facing transactions are suspended across all commercial branches.
Major National & Festival Dates
- Republic Day: January 26 (Nationwide)
- Maha Shivratri: Date varies by lunisolar calendar (State-notified)
- Holi / Dhulandi: March (Observed in most northern, central, and western states)
- Eid-ul-Fitr & Eid-ul-Adha: Subject to the sighting of the moon
- Independence Day: August 15 (Nationwide)
- Raksha Bandhan: August (Celebrated as an official bank holiday in states such as UP, Rajasthan, Gujarat, MP, and Haryana)
- Janmashtami: August/September (State-notified)
- Mahatma Gandhi Jayanti: October 2 (Nationwide)
- Dussehra / Durga Puja / Vijayadashami: September/October (Multi-day closures in West Bengal, Odisha, Assam, and Bihar)
- Diwali / Deepawali: October/November (Observed nationwide, with regional variations for Govardhan Puja and Bhai Dooj)
- Guru Nanak Jayanti: November (Observed across several states)
- Christmas Day: December 25 (Nationwide)
Is SBI Bank Closed Today?
State Bank of India (SBI), along with other Public Sector Banks (Punjab National Bank, Bank of Baroda, Canara Bank, Union Bank), strictly aligns its working calendar with the Reserve Bank of India’s state gazette notifications.
If today is not an RBI-notified state festival, a Sunday, or a second/fourth Saturday, all SBI branches are open for routine customer transactions from 10:00 AM to 4:00 PM (regional timing may vary slightly by branch).
Frequently Asked Questions (FAQs)
Is it a bank holiday today in my state?
Bank holidays vary depending on state government gazette declarations and RBI circulars. While national holidays (Jan 26, Aug 15, Oct 2) apply across all states, regional festivals (such as Chhath Puja, Onam, Bihu, or Ugadi) apply only to their respective states. Use the selector above to check your specific state.
Are private banks like HDFC, ICICI, and Axis open on bank holidays?
No. Private sector commercial banks observe the exact same mandatory RBI and Negotiable Instruments Act holidays as public sector banks like SBI.
Can I transfer money via UPI on a bank holiday?
Yes. Unified Payments Interface (UPI), Immediate Payment Service (IMPS), and ATM networks operate seamlessly 24 hours a day, 7 days a week, regardless of whether branches are closed.
Is tomorrow a bank holiday?
Check the live state selector at the top of this page to view the operational status of banks tomorrow in your location.
